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Mortgages in Germany

01.01.1970 03:00

Buying German property is very popular because of stable property and mortgage markets and historically low interest rates in this country.

There are no restrictions on foreigners buying property or getting a mortgage in Germany. They can get a mortgage in a German bank if their own capital is 100,000 Euro and property is owner used or buy to let.

For non-residents:

  • the loan to value for a purchase is 50%
  • current average mortgage interest rates at 4–5.5% per year
  • the term of mortgage is up to 30 years


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