01.01.1970 03:00
Loan term: 5–25 years, it is 50 percent of a property’s value. Interest rates: 5.5 per cent. Terms depend on documents presented to a bank. Your outgoings must be within 30 percent of your income.
To get mortgage, you will need the following items:
- Application form and valid passport
- NIE number
- Clear police criminal record (Apostille)
- Proof of real state purchase
- Proof of employment or income
- Details of your current debts and mortgages
- Copies of all your existing property deeds (in Spain and elsewhere)
- Records of your current assets
How to buy
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