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Mortgage in Spain

01.01.1970 03:00


Loan term: 5–25 years, it is 50 percent of a property’s value. Interest rates: 5.5 per cent. Terms depend on documents presented to a bank. Your outgoings must be within 30 percent of your income.

To get mortgage, you will need the following items:

  • Application form and valid passport
  • NIE number
  • Clear police criminal record (Apostille)
  • Proof of real state purchase
  • Proof of employment or income
  • Details of your current debts and mortgages
  • Copies of all your existing property deeds (in Spain and elsewhere)
  • Records of your current assets



 

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