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3 bed villa for sale in Vergel, Spain, 85 m²

3 bed villa for sale in Vergel, Spain, 85 m² - photo 1
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Price€275,000
TypeVilla
Covered area85 m²
Land area330 m²
Beds3
Bath2
Rooms4
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Villa for sale in El Verger

Attractive detached villa in a quiet residential area of El Vergel, close to several services such as restaurants, bars and supermarkets. The property is built on 2 levels and distributed as follows: the ground floor consists of 2 bedrooms, 1 bathroom, a kitchen and a spacious living room with access to a fantastic covered terrace overlooking the pool and garden. On the first floor there is a bedroom and a bathroom with a nice solarium. It also includes air-conditioning, all appliances and is sold fully furnished.

Extra Сosts when Buying Property

WITHOUT MOTGAGE
VAT for new residential properties 10%
VAT for new commercial properties and plots of land 21%
Property Transfer tax for re-sale property 6-10%
Stamp Duty 1%
Notary and Land Registry fees about 2%
WITH MORTGAGE
To the expenses noted above add:
Bank mortgage fee, of the value of the mortgage 1%-1.5%
Mortgage deed tax 1.5%
Land Registry and notary expenses about 2%
Bank valuation of the property from €300
Documents translation from €200
Insurance payments for the first year from €300/год

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Interest Rate
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Ongoing Ownership Costs

Annual property ownership tax, calculated on the cadastral value 0.5-2%
Non-resident income tax (the base for the applicable tax rate is generally 2% of the cadastral value) 25%
Annual wealth tax 0.2%-2.5%
Rubbish Collection Tax €100-200 p.a.
Community expenses for condominiums and urbanisations from €300 p.a.
Water and electricity rates €100-200 per month

Additional Services Costs

Legal fees about 1%
Estate agency fees 3-5%

Return on Investment

Property Price
Rental Cost
0%
Helga
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