property in SpainCosta Blanca areaTorrevieja cityapartment244221

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3 bed apartment for sale in Torrevieja, Spain

Price	€222,000
Type	Apartment
Beds	3
Bath	2
Rooms	4
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Sale Apartment - Torrevieja - Spain

A top floor apartment with a private 89m2 solarium and a possible jacuzzi in a new residential complex in La Torreta Florida. The property has a large living room of 40 m2, kitchen, 3 bedrooms, 2 bathrooms and panoramic views from the solarium.
Torreta Florida is close to the Torrevieja, La Mata and Orihuela Costa beaches, shopping centers such as Las Habaneras and La Zenia Boulevard and all kinds of leisure activities and sports. A house to live all year-round or as a second home. The complex is very well communicated and located between the salt lakes of Torrevieja. There is a children's park and an entertainment centre few minutes walking.

Extra Сosts when Buying Property

WITHOUT MOTGAGE
VAT for new residential properties	10%
VAT for new commercial properties and plots of land	21%
Property Transfer tax for re-sale property	6-10%
Stamp Duty	1%
Notary and Land Registry fees	about 2%

WITH MORTGAGE
To the expenses noted above add:
Bank mortgage fee, of the value of the mortgage	1%-1.5%
Mortgage deed tax	1.5%
Land Registry and notary expenses	about 2%
Bank valuation of the property	from €300
Documents translation	from €200
Insurance payments for the first year	from €300/год

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Interest Rate

€383 per month

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Ongoing Ownership Costs

Annual property ownership tax, calculated on the cadastral value	0.5-2%
Non-resident income tax (the base for the applicable tax rate is generally 2% of the cadastral value)	25%
Annual wealth tax	0.2%-2.5%
Rubbish Collection Tax	€100-200 p.a.
Community expenses for condominiums and urbanisations	from €300 p.a.
Water and electricity rates	€100-200 per month

Additional Services Costs

Legal fees	about 1%
Estate agency fees	3-5%

Return on Investment

Property Price

Rental Cost

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