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3 bed a house for sale in Santiago de la Ribera, Spain, 101 m²

3 bed a house for sale in Santiago de la Ribera, Spain, 101 m² - photo 1
3 bed a house for sale in Santiago de la Ribera, Spain, 101 m² - photo 2
Typea House
Covered area101 m²
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Semi detached villas with private pool in Santiago de la Ribera

Modern semi detached villa in a residencial area in Santiago de la Ribera, close to the beach of Lo Pagán and the airport of San Javier (Murcia).
Villa on two levels with private pool and small garden.
The ground floor consists of a spacious living/dining room with open plan kitchen and access to the pool area, 1 bedroom and 1 bathroom. The second floor features 2 bedrooms with access to a beautiful terrace and 1 bathroom.

This area is endowed with numerous tourist services and facilities that make it a comfortable and lively place for both summer and live in it all year.

Extra Сosts when Buying Property

VAT for new residential properties 10%
VAT for new commercial properties and plots of land 21%
Property Transfer tax for re-sale property 6-10%
Stamp Duty 1%
Notary and Land Registry fees about 2%
To the expenses noted above add:
Bank mortgage fee, of the value of the mortgage 1%-1.5%
Mortgage deed tax 1.5%
Land Registry and notary expenses about 2%
Bank valuation of the property from €300
Documents translation from €200
Insurance payments for the first year from €300/год

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Interest Rate
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Ongoing Ownership Costs

Annual property ownership tax, calculated on the cadastral value 0.5-2%
Non-resident income tax (the base for the applicable tax rate is generally 2% of the cadastral value) 25%
Annual wealth tax 0.2%-2.5%
Rubbish Collection Tax €100-200 p.a.
Community expenses for condominiums and urbanisations from €300 p.a.
Water and electricity rates €100-200 per month

Additional Services Costs

Legal fees about 1%
Estate agency fees 3-5%

Return on Investment

Property Price
Rental Cost
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