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6 bed a house for sale in Monserrat, Spain, 500 m² - photo 1
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6 bed a house for sale in Monserrat, Spain, 500 m²

ID: 279441
Price€380,000
Typea House
Year built2005
Covered area500 m²
Land area2100 m²
Beds6
Bath3
Rooms7
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Environment

Description

NO AGENCY COMMISSION! From the owner! Map with an exact location and 3D Virtual Tour on our website! Ref. 279441
Villa of own construction for sale, with 2100 m2 of plot. Spectacular house has 6 bedrooms and 2 bathrooms, 4 terraces. Large living room with access to the terrace and fireplace, fully equipped kitchen. The house has central heating, garage, pantry, climalit windows, security door, etc. Fantastic garden with BBQ, lawn and pool. The property is located in Monserrat, there is a health center, pharmacies, shops and cultural activities. The urbanization Monte Tesoro is also very close to Torrente, a big city with shopping centers and a great social life.

Extra Сosts when Buying Property

WITHOUT MOTGAGE
VAT for new residential properties 10%
VAT for new commercial properties and plots of land 21%
Property Transfer tax for re-sale property 6-10%
Stamp Duty 1%
Notary and Land Registry fees about 2%
WITH MORTGAGE
To the expenses noted above add:
Bank mortgage fee, of the value of the mortgage 1%-1.5%
Mortgage deed tax 1.5%
Land Registry and notary expenses about 2%
Bank valuation of the property from €300
Documents translation from €200
Insurance payments for the first year from €300/год

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Interest Rate
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Ongoing Ownership Costs

Annual property ownership tax, calculated on the cadastral value 0.5-2%
Non-resident income tax (the base for the applicable tax rate is generally 2% of the cadastral value) 25%
Annual wealth tax 0.2%-2.5%
Rubbish Collection Tax €100-200 p.a.
Community expenses for condominiums and urbanisations from €300 p.a.
Water and electricity rates €100-200 per month

Additional Services Costs

Legal fees about 1%
Estate agency fees 3-5%

Return on Investment

Property Price
Rental Cost
0%
Paula
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