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3 bed flat for sale in Malaga, Spain, 85 m²

Price€356,000
TypeFlat
Covered area85 m²
Beds3
Market infoNew homes
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Environment

Apartment in Urban Litoral

New Promotion of 44 properties  of 1, 2, 3 and 4 bedrooms, located in front of the Quirón Clinic and 900 meters from the beach. It has a communal pool, parking spaces and storage rooms of innovative, modern and avant-garde design.

Urban Litoral is the first Passivhaus building in Andalusia, a project that guarantees maximum energy efficiency and resource care.

In Urban Litoral was created versatile spaces that take full advantage of natural light to give prominence to the home. We take care of all the details that make the difference. Open living rooms, equipped kitchen, innovative bathrooms and bedrooms that talk about you and your personality.

The development's exteriors facilitate accessibility to services and total enjoyment of common areas. The development will have garden areas and community pool.

Extra Сosts when Buying Property

WITHOUT MOTGAGE
VAT for new residential properties 10%
VAT for new commercial properties and plots of land 21%
Property Transfer tax for re-sale property 6-10%
Stamp Duty 1%
Notary and Land Registry fees about 2%
WITH MORTGAGE
To the expenses noted above add:
Bank mortgage fee, of the value of the mortgage 1%-1.5%
Mortgage deed tax 1.5%
Land Registry and notary expenses about 2%
Bank valuation of the property from €300
Documents translation from €200
Insurance payments for the first year from €300/год

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Interest Rate
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Ongoing Ownership Costs

Annual property ownership tax, calculated on the cadastral value 0.5-2%
Non-resident income tax (the base for the applicable tax rate is generally 2% of the cadastral value) 25%
Annual wealth tax 0.2%-2.5%
Rubbish Collection Tax €100-200 p.a.
Community expenses for condominiums and urbanisations from €300 p.a.
Water and electricity rates €100-200 per month

Additional Services Costs

Legal fees about 1%
Estate agency fees 3-5%

Return on Investment

Property Price
Rental Cost
0%
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+34 (931) 720-189
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