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3 bed flat for sale in Alcoy, Spain, 98 m²

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Price€195,000
TypeFlat
Covered area98 m²
Beds3
Bath2
Rooms4
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Environment

Description

NO AGENCY COMMISSION! From the owner! Map with an exact location and 3D Virtual Tour on our website! Ref. 280208
The apartment has three bedrooms, two bathrooms, kitchen, dining room, central heating.

The apartment has 98 m2 and 200m2 of terrace, fitted wardrobes in the rooms and video intercom.

The building is 12 years old, has elevator, garden area with communal pool, garage and storage room. First floor woth elevator.

The building is in the North of Alcoy

Extra Сosts when Buying Property

WITHOUT MOTGAGE
VAT for new residential properties 10%
VAT for new commercial properties and plots of land 21%
Property Transfer tax for re-sale property 6-10%
Stamp Duty 1%
Notary and Land Registry fees about 2%
WITH MORTGAGE
To the expenses noted above add:
Bank mortgage fee, of the value of the mortgage 1%-1.5%
Mortgage deed tax 1.5%
Land Registry and notary expenses about 2%
Bank valuation of the property from €300
Documents translation from €200
Insurance payments for the first year from €300/год

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Interest Rate
336 per month
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Ongoing Ownership Costs

Annual property ownership tax, calculated on the cadastral value 0.5-2%
Non-resident income tax (the base for the applicable tax rate is generally 2% of the cadastral value) 25%
Annual wealth tax 0.2%-2.5%
Rubbish Collection Tax €100-200 p.a.
Community expenses for condominiums and urbanisations from €300 p.a.
Water and electricity rates €100-200 per month

Additional Services Costs

Legal fees about 1%
Estate agency fees 3-5%

Return on Investment

Property Price
Rental Cost
0%
Paula
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